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"Able but not willing? Exploring divides in digital versus physical payment ..."
Ashley D. Lloyd, Mario Antonioletti, Terence M. Sloan (2016)
- Ashley D. Lloyd, Mario Antonioletti, Terence M. Sloan
:
Able but not willing? Exploring divides in digital versus physical payment use in China. Inf. Technol. People 29(2): 250-279 (2016)

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