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"A systematic review of multi-factor authentication in digital payment ..."
Phat T. Tran Truong et al. (2025)
- Phat T. Tran Truong
, Minh Q. Pham, Ha Xuan Son
, Dat L. T. Nguyen, Minh B. Nguyen, Khiem L. Tran, Loc C. P. Van, Kiet T. Le, Khanh H. Vo, Ngan N. T. Kim, Triet M. Nguyen, Anh T. Nguyen:
A systematic review of multi-factor authentication in digital payment systems: NIST standards alignment and industry implementation analysis. J. Syst. Archit. 162: 103402 (2025)

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